Thank you for visiting Lantzman Lending, your go-to difficult cash loan providers for Ca & Nevada! Real estate investors require a professional partner for fast and dependable money. Lantzman Lending prides itself in to be able to offer funding up to an extensive number of real property investors by creatively tailoring loan programs to your requirements. Being a lender that is direct we’ve the freedom to support many situations because of the intent of ensuring the prosperity of the debtor. Personal loan prices beginning at 8% so that as little as 3 time turnaround time. Whenever time is associated with the essence to lock straight down a deal, give us a call and we’ll have to function in your loan.

Why Lantzman Lending?

Marc Lantzman could be the CEO of Lantzman Lending. He’s been earnestly engaged in property purchases, personal home loan financing and property development since 1980. Marc is promoting tasks in Ca, Nevada, Washington, Oregon and Arizona, including apartment buildings, malls, engine house areas, in-fill housing jobs and single domestic sub- divisions. He went to Kent State University, majoring in education and business.

JUSTIN LANTZMAN

Justin Lantzman is President of Lantzman Lending. He’s been involved with owning a home and administration since 2001 and has now been an authorized estate that is real utilizing the California Department of Real Estate since January 2006. Justin has specialized experience in home loan investment investor and management relations, loan underwriting and processing, home valuation, loan document planning, and conformity. He went to the University of Colorado at Boulder just before transferring to your University of Ca at north park, where he received their B.A.

JOEL ARMSTRONG

Joel Armstrong Vice President of Lantzman Lending. He has got been taking part in real-estate finance, brokerage, investment and development since 2001. He received their B.A. In company Adminstration through the University of north park. He’s got a company knowledge of the private finance arena, a good community of borrowers and an ethical method of the financing industry. As well as Ca, Joel can be certified as a home loan Agent when you look at the State of Nevada. NMLS ID 383660

I have already been when you look at the Fix and Flip company now for 15 years. Lantzman Lending was undoubtedly the lender that is best to utilize. They constantly are available and do just as they vow

Robert L. – Investor

We utilized Lantzman Lending for the construction loan year that is last. The fast approval process and timely releases of construction draws kept my task on routine. Many Thanks Lantzman Lending!

Fabio R. – Homebuilder

They’re an investors dream come true. We done a credit card applicatoin, received a estimate in 24 hours or less and they handled the remainder. The process that is whole fast and efficient. We shall absolutely make use of them once again!

Michael B. – Developer

I’ve been dealing with Lantzman Lending for a long time now! You’re feeling like the main united group whenever using the corporation. You realize everybody else you might be working together with as well as always make one feel appreciated and comfortable as being a Borrower.

Alex H. – Investor

A really Broker friendly Lender with competitive rates and unparalleled Integrity. This option will be the best possible!

Dennis S. – Loan Officer

We refer all my Investors to Lantzman. They make my task as a agent less difficult knowing that the cash will continually be here at closing. Many thanks!

Melissa R. – Realtor

No. Private investors / difficult cash loan providers merely require a great return on their investment nevertheless they will protect by themselves from losing the investment using the equity into the home. This might be a standard myth, personal investors payday loans online in Delaware / hard cash loan providers simply want the re payments made on time if the debtor is having trouble they’re going to guarantee that it’ll never be a term problem that is long.

Yes, we have been a lender that is direct which merely means the cash we fund our loans with is our very own and it is easily obtainable. Some loan providers need certainly to raise cash to finance their loans or need to venture out and find a direct loan provider to fund their loans simply because they don’t have the cash to invest in the loans on their own.

This is certainly reliant from investor to investor but typically you can expect to just need to offer documentation that is minimum receive the loan. Almost all our borrowers are merely needed to fill our one page application out and offer a current credit history.

Yes we do! It’s most useful to submit that loan application that you have a pre-approval letter in hand before you go to the auction to make sure your thought process for determining property value is in line with Lantzman Lending’s and. Deals such as for instance REDC, Auction.com, and Williams & Williams really should not be mistaken for the trustee purchase. Every auction business is only a little different, and you may need certainly to discover what each auction that is individual calls for. Demands and procedures, including deposits, dealing with Brokers/Realtors, and percentage at closing, can transform from auction to auction as well as inside the company that is same. Constantly browse the auction or website catalog before going to. Many deals will need a deposit in the shape of a cashier’s check ($2,500-$5,000) to bid. If you should be the winning bidder, you are expected to set up cash as much as 5% associated with price. Once more, this can differ per auction and can differ with regards to the range properties you get. You’ll be in charge of the deposit to bid at auction therefore the advance payment at the auction. After you have bought, typically you shall have thirty days to shut the deal. Lantzman Lending is able to do even faster than needed in this situation.

Lantzman Lending does investment trustee purchase acquisitions by way of refinance. Lantzman Lending will not provide investors cash to get during the trustee sale. Instead, once an investor may be the bidder that is winning a home in the trustee purchase, the investor should submit that loan application instantly. This enables us to start escrow then when the trustee’s deed is acquired because of the investor, money takes place within several company times.

Simply Simply Click on apply and fill in the necessary information. You shall get a reply in 24 hours or less from submittal or e mail us right to talk about your scenario.

Our average closing is 5 to 7 company days. But, we can close in as little as 3 days if we have all the documentation. Each transaction is managed on a full instance by situation scenario. If you have a requirement that is special we possibly may manage to accommodate you.

When you have a low credit history, Lantzman Lending may nevertheless fund your loan. Our main financing requirements is founded on the equity within the property.

Just like credit rating dilemmas, your property foreclosure record alone will perhaps not dictate the application approval. The main explanation individuals are rejected is not enough equity when you look at the estate that is real.

Difficult money (also referred to as a rehab loan or connection loan) may be the term useful for loans funded by personal events who would like a secure and return that is high. Lantzman Lending is a home loan loan originator whom arranges loans for personal investors. We work straight with property purchasing investors whom make use of these funds to acquire properties aided by the intent to correct and offer them for a revenue or stabilize and refinance with old-fashioned funding. Property investors use difficult cash when they’re not able to or would not have time and energy to get funding from more traditional sources. There are numerous forms of difficult cash loans. Lantzman Lending focuses on very very first trust deeds to investors who buy domestic and property that is commercial.

We will mainly review the security to your loan. The potency of the deal could be the determining that is main in the mortgage underwriting. Nevertheless, we additionally review your capability to settle, credit-to-debt ratio, money reserves, as well as your experience degree.

We provide difficult cash loans in Ca, Texas and Nevada. Loans made or arranged outside of Ca must certanly be represented by a home loan Broker qualified to accomplish company for the reason that State.

Lantzman Lending may move a few of the loan and repair expenses in to the loan in the event that LTV continues to be under 65%. It really is our objective in order to make both the lender that is private borrower effective in most deal. Our standing of accomplishing this objective has permitted to constantly develop, even yet in tough areas.