Our mortgage range

Our mortgage range

Fixed speed mortgages

Your monthly premiums will always be the exact same through the fixed term duration, whether interest rates rise or down.

Purchase to allow mortgages

This diverse range includes home in several Occupation (HMO) mortgages (housing up to six tenants), and it is specifically made for people buying properties to book.

Shared Ownership mortgages

According to for which you purchase, a Shared Ownership mortgage could reduce the size significantly of the deposit – an alternative to get your base on the home ladder.

Interest Only mortgages

You’d be making payments that are monthly the attention on the quantity you’ve borrowed. Then at the conclusion of the home loan term, you’ll repay the full amount borrowed. You’d be likely to own a legitimate payment strategy in position, showing just how you’d repay the mortgage at this stage.

Retirement Interest Only (RIO) mortgages

With a RIO mortgage, your month-to-month repayments just cover the attention charged on the loan. Then your balance that is full be reimbursed following what’s referred to as a ‘life event’.

At that time, the purchase of the house is likely to be utilized once the payment strategy. The difference will still need to be repaid using other means so it’s worth considering that, if the value of your home is less than the outstanding loan. You’ll find out more about RIO by pressing the switch below.

Reduced Rate mortgages

To hold costs down whenever you’re installing your home that is new adjustable rate of interest is paid off for a collection time. After that it increases for the remaining associated with home loan duration.

Adjustable speed mortgages

Unlike fixed rates, the attention rate can move up along with down. These prices usually apply as soon as your home loan deal wraps up, like each time a fixed rate term finishes. Nonetheless some individuals might prefer these mortgages, since they frequently come with no very early payment fees.

If you’re purchasing any occasion house to allow off to other people, and for your self, have a look at our specifically designed getaway Let mortgages. For properties purchased in England, Scotland or Wales.

Straight to Purchase mortgages

We’ve got a variety of mortgages giving support to the government’s straight to purchase scheme. This scheme was designed to allow you to choose the home you presently lease at a discount cost.

2nd Home mortgages

An assortment especially for individuals purchasing an extra home that is residential. We may be able to help whether it’s because of your work circumstances, or for your family.

Current Clients

We might monitor and/or record your phone conversations with all the community to make sure constant solution amounts as well as colleague training purposes. If you’re contacting us by email rather than making use of our secure e-mail facility, please keep in mind never to send any personal, economic or banking information because your info isn’t safe.

Leeds Building Society is really a known user associated with the Building Societies Association.

The merchandise and solutions on this website can be obtained to UK residents just. Home loan candidates needs to be 18 years or over. Mortgages are subject to eligibility, status and economic standing.

The community’s primary company is the supply of cost cost savings items and mortgages.

Leeds Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) as well as the Prudential Regulation Authority. Leeds Building Society is registered from the Financial Services enroll under https://speedyloan.net/installment-loans-me number 164992. You can examine this in the FCA internet site at www. Fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Purchase to allow mortgages that are for company purposes are exempt from FCA Rules.

Head office: 105 Albion Street, Leeds, LS1 5AS